The AI-powered DeFi neobank for modern money
NexaFi manages your treasury, hunts the best yields on BNB Chain, and settles payments to 190+ countries — all directed by an AI copilot that explains every decision.
$1.2B+
Volume processed
24,850
Active accounts
190+
Countries supported
12.4%
Avg optimized APY
Everything a bank should have been
Nine systems working together, so you never have to time a market or chase a transfer again.
AI Copilot
Ask anything about your money. Get an answer and a one-click action.
Yield optimization
Continuously reallocates to the best risk-adjusted returns on BNB Chain.
Cross-border payments
International payments to 190+ countries with the cheapest route auto-selected.
Automated treasury
Idle balances get put to work the moment they land.
Multi-currency accounts
Receivable accounts in NGN, USD, GBP and EUR opened instantly.
DeFi yield strategies
Venus, PancakeSwap, BNB staking and Stader — bundled into one balance.
Institutional security
Multi-layer custody, 2FA and continuous risk monitoring.
Goal-based saving
Set a target, NexaFi picks the strategy and funds it automatically.
One-click strategies
SmartSave, Growth and Yield Max, tuned to your risk profile.
Cross-border payments to 190+ countries
International transfers settle over BNB Chain and land in local rails, so recipients get paid in their own currency — usually within minutes, at a fraction of bank fees.
190+
Payout countries
< 2 min
Typical settlement
0.1%
Average FX spread
How it works
Connect
Open NexaFi accounts in NGN, USD, GBP and EUR in under two minutes.
Let the AI plan
The copilot builds an allocation from your goals and risk tolerance.
Earn and spend
Yield compounds while your card spends from the same balance.
Put your money on autopilot today
Open a NexaFi account and let the copilot build your first strategy in minutes.
Get started free